Starbucks Coffee Company

Starbucks Rewards™ Visa® Card

Earn stars everywhere you shop. Enjoy rewards faster.

Become a Starbucks Rewards™ Visa® Card member

Buy groceries. Earn Stars. Go to the movies. Earn Stars. Then redeem Rewards easily from your favorite participating Starbucks® store.

You’ll enroll in Starbucks Rewards™ when you apply. Already a member? No problem, you’ll have a chance to sign in.

$49 annual fee

Pricing & Terms*Offer Details

Exclusive offer for new cardmembers

4,500 STARSAfter you spend $500 on purchases in the first 3 months from account opening*(That's 36 food or drink Rewards)

Some restrictions apply. See details below.

Enjoy these great benefits for an annual fee of $49.

1 Star for every $4you spend outside of Starbucks® stores.*

Up to 3 Stars for every $1you spend in Starbucks® stores.

8 Barista Pickscurated just for cardmembers throughout the year.*

Enjoy these benefits year-round

Stars for everything you purchase, everywhere you shop

Every qualifying purchase brings you closer to food or drink Rewards with 1 Star for every $4 you spend outside of Starbucks® stores.*

Some restrictions apply. See details below.

Extra Stars when you shop at Starbucks® stores

Earn 1 Star for every $1 you digitally load to your registered Starbucks Card on your App with your Starbucks Rewards™ Visa® Card* in addition to the 2 Stars per $1 you already get when you pay with your registered Starbucks card or your registered Starbucks Card on your App as a Starbucks Rewards™ Member. That’s a total of 3 Stars for every $1 you spend at Starbucks® stores.

Try something new with Barista Picks

Explore our favorite food and drink items with a variety of free Barista Picks curated just for cardmembers. They’ll be delivered to your email and App 8 times a year for you to redeem at participating Starbucks® stores.*

You’ll enroll in Starbucks Rewards™ when you apply. Already a member? No problem, you’ll have a chance to sign in.

$49 annual fee

Pricing & Terms*Offer Details

Enjoy these new cardmember offers

4,500Bonus Starsafter you spend $500 on purchases in the first 3 months from account opening.* That's 36 food or drink Rewards* you can redeem quickly and easily from your favorite participating Starbucks® store whenever you're ready.

250Bonus Starsthe first time you use your Starbucks Rewards™ Visa® Card to digitally load your registered Starbucks® Card in your App.

Gold Statusautomatic upgrade when you sign up and are approved.*

Your Rewards can add up fast

In your first year, you could earn a lot more food or drink Rewards as a cardmember. Here’s how.

New Cardmember Offers

36rewards
4500 Stars
after you spend $500 on purchases in the first 3 months from account opening*
2rewards
250 Stars
the first time you use your Starbucks Rewards™ Visa® Card to digitally load your registered Starbucks® Card in your App

Example Spend

12rewards
Spend $500/month anywhere
1 Star/$4 outside of Starbucks*
4rewards
Spend $25/month at Starbucks
2 Stars/$1 as a Starbucks Rewards™ Gold Member
2rewards
Spend $25/month at Starbucks
1 Star/$1 for digital reloads*

Yearly Rewards

8rewards
Barista Picks
Food or drink Rewards curated just for cardmembers*
64rewards
Total Rewards

Cardmembers also receive Starbucks Rewards™ benefits

As a Starbucks Rewards™ member, every 125 Stars collected earn you a Reward*, which is redeemable for a drink or food item. You can also order ahead and enjoy free same-day refills of brewed coffee and tea in Starbucks® stores. That’s just a taste – see the full list of benefits.

Learn more

Shop with confidence with your VISA® card

Auto Rental Collision Damage Waiver

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.In-page link to legal notes and disclaimers

Extended Warranty Protection

Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.In-page link to legal notes and disclaimers

Price Protection

If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.In-page link to legal notes and disclaimers

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.In-page link to legal notes and disclaimers

Trip Cancellation / Interruption Insurance

You can be reimbursed up to $1,500 per trip for your pre-paid, non-refundable passenger fares, if your trip is cancelled or cut short by covered situations like sickness or injury.In-page link to legal notes and disclaimers

These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

You’ll enroll in Starbucks Rewards™ when you apply. Already a member? No problem, you’ll have a chance to sign in.

$49 annual fee

Pricing & Terms*Offer Details

Image of Chase prepaid card featuring the Starbucks logo
Prefer a debit card? Earn Stars in and out of Starbucks® stores with the Starbucks Rewards™ Visa® Prepaid Card. Learn more about the Starbucks Rewards Prepaid Card

Offer details and legal terms

Starbucks and the Starbucks logo are registered trademarks of Starbucks Corporation. All rights reserved.

*4,500 Stars after you spend $500 on purchases in the first 3 months from account opening

This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months.You will receive 4,500 Stars with this bonus offer, which can be redeemed for 36 free drinks or rewards. To qualify and receive your bonus, you must make Purchases totaling $500 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus Stars to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Earning Stars

Rewards Program Agreement
For more information about the Starbucks Rewards Visa credit card rewards program, view the latest Rewards Program Agreement. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com.
How you can earn Stars
You’ll earn Stars when you, or an authorized user, use a Starbucks Rewards™ Visa Card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn Stars: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.
1 Star when loading funds to your Starbucks Card
You‘ll earn 1 Star for each $1 spent using the Starbucks Rewards Visa Card to load funds to your registered Starbucks Card through the Starbucks mobile app or at starbucks.com/card.
1 Star for each $4 spent on all other purchases
You‘ll earn 1 Star for each $4 spent using the Starbucks Rewards Visa Card on all other purchases, including funds loaded to your registered Starbucks Card at a Starbucks retail store. “Starbucks Card” means physical Starbucks branded stored value cards available for sale from participating Starbucks locations and other retail locations; digital forms of the physical cards available through the Starbucks mobile app; or Starbucks Card eGifts that can be purchased at starbucks.com/shop/card/egift and allow you to load a dollar value for use at participating Starbucks locations. The dollar value you load onto your Starbucks Card is a prepayment for the goods and services of participating Starbucks locations. “Participating Starbucks locations” means all Starbucks locations that honor Starbucks Rewards. For stores that honor Starbucks Rewards, locate a store at starbucks.com and look for stores that list “Digital Rewards” as one of their amenities.
Information about earning/transferring Stars to Starbucks
Stars earned during a billing cycle will be automatically transferred to Starbucks after the end of each billing cycle.
Star expiration
The Stars earned in this Starbucks Rewards Visa Card rewards program that are transferred to your Starbucks Rewards Program account expire six (6) months after the calendar month in which they were earned. The Starbucks Rewards Program terms of use are available online at starbucks.com/starbucks-rewards/rewards/rewards-program-ts-and-cs. Losing Stars: You’ll immediately lose all Stars that haven’t been transferred to Starbucks if your Starbucks Rewards Visa Card account status changes, or your Starbucks Rewards Visa Card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.

Barista Picks

As a Starbucks Rewards Visa cardmember, you will receive eight (8) complimentary food or beverage items (“Barista Picks”) as described below in each twelve (12) month period beginning 45 days following the opening of your account.

Each Barista Pick is available as a coupon automatically loaded to your Starbucks Rewards account which may be redeemed for one (1) complimentary item at a participating Starbucks store as described in the terms of the applicable Barista Pick coupon. Substitutions and customizations are not allowed unless specifically permitted by the Barista Pick coupon. Barista Picks cannot be redeemed for cash or Stars.

Each Barista Pick expires 30 days after it has been loaded onto your Starbucks Rewards account. If you have provided us with a current, valid email address, you will receive an emailed notice that the Barista Pick has been loaded to your account. One Barista Pick will be loaded approximately once every six (6) weeks.

You must present your registered Starbucks Card to the barista at a participating Starbucks store in order to redeem your Barista Pick. The Barista Pick benefit will be awarded as a single coupon valid for one-time use, regardless of the number of authorized user cards associated with your Starbucks Rewards Visa account.

Gold Status

Your Starbucks Rewards™ Visa card account qualifies you for Starbucks Rewards™ Gold Level status for as long as your credit card account is open. You will lose Gold Level status if your credit card account is closed and you do not otherwise qualify for Gold Level under the Starbucks Rewards™ Terms of Use.

Participating Stores Only

At participating Starbucks® stores. Some restrictions apply. See Starbucks.com/terms for details.

You must be at least 18 years old to qualify (19 in AL and NE) for a Starbucks Rewards Visa Card.

For questions related to Starbucks Rewards visit Starbucks.com/terms.

Accounts subject to credit approval. Restrictions and limitations apply. Starbucks Rewards Visa credit cards are issued by Chase Bank USA, N.A. Offer subject to change.